Individual Health Insurance Plans:

If you currently purchase a private health insurance policy on your own you may:

  • Purchase a plan through Covered California
  • Purchase a plan directly through a health insurance website or agent outside of the exchange.

Options available outside of Covered California:

Access to Hoag as an "In-Network" provider through the following Covered CA Plans:

California State Health Marketplace frequently referred to as “the exchange”. Designed as a resource for families, individuals and small businesses to learn about their health insurance options and enroll in coverage. Additionally certain income eligible participants may qualify for premium assistance and subsidies through the federal government.

Choose your plan carefully! Not only do you want to ensure the hospital of your choice is “In-Network” you’ll want to confirm with the health plan you choose that your physicians are “In-Network” as well.

  • Blue Shield PPO Bronze, Silver, Gold or Platinum Plans
  • Blue Shield PPO Bronze Plans on Small Business Health Options Program (SHOP) Exchange
  • Anthem Blue Cross PPO **
  • Oscar

**Hoag is a Tier 2 Participating Provider for Anthem PPO, which may result in a higher out of pocket expense for consumers.

Learn more about Covered CA. >

Grandfathered Plans:

A grandfathered plan is a group health plan that was created — or an individual health insurance policy that was purchased — on or before March 22, 2010. Grandfathered plans provide the same access to the facilities and physicians you have grown accustomed to.

If you’ve had an Anthem Blue Cross or Blue Shield individual policy since March 22, 2010, you may be able to keep your current benefits through "grandfathering." Please call the member services phone number on the back of your insurance card to see if you qualify.

Plans for Seniors:

Whether you choose Medicare alone, and/or supplemental senior health plans, you may notice some changes year and after year. Choosing supplemental plans in addition to Medicare can help ensure you achieve the same level of coverage or better than what you had prior to turning 65.

Hoag offers community education classes to assist with Medicare enrollment and finding the plan that best fits your needs. For a list of upcoming classes please click here .

Learn more about Medicare and Accessing Hoag >